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Property Damage Liability Coverage

Insurance that covers damage to other peoples’ property if the insured is found to be liable for an accident. The post Property Damage Liability Coverage appeared first on The Law Dictionary.

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Rated Driver

A person who operates the vehicles listed in an auto insurance policy. The post Rated Driver appeared first on The Law Dictionary.

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Rental Reimbursement Coverage

Auto insurance that covers rental car costs for claims covered by Collision Coverage or Comprehensive Coverage. The post Rental Reimbursement Coverage appeared first on The Law Dictionary.

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Roadside Assistance Coverage

Auto insurance that provides roadside services for instances that may not involve an accident, such as towing in the case of a breakdown or a locksmith for when one is locked out of the insured...

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Salvage Titles

A type of vehicle title branding which states that a vehicle has been damaged and/or declared a total loss by an insurance company that paid a claim on it. Requirements for salvage titles vary widely...

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Second Named Insured

The second person named on an auto insurance policy and who has the same coverage as the Named Insured. The post Second Named Insured appeared first on The Law Dictionary.

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SR-22

A court document required in cases involving certain traffic violations that demonstrates the financial responsibility of the convicted person. The post SR-22 appeared first on The Law Dictionary.

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Towing and Labor Coverage

Similar to Roadside Assistance Coverage. Auto insurance that covers towing and labor charges in the event that a vehicle cannot be driven, such as during a breakdown or tire change. The post Towing and...

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Uninsured/Underinsured Motorist Property Damage Coverage

Auto insurance that covers damage to the insured vehicle when an accident is caused by another driver who has insufficient insurance to cover the damage him or herself. The post Uninsured/Underinsured...

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Vehicle Identification Number (VIN)

A combination of letters and numbers that identifies the vehicle’s make, model, and year. Usually found on the dashboard, vehicle registration, or title. See, e.g., How to Register a Vehicle Without a...

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Identity Theft

Deliberately obtaining and taking away someone else’s personal information for criminal intentions. The post Identity Theft appeared first on The Law Dictionary.

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Per-Occurrence Limits

A cap on the amount an insurance company pays under a policy for all claims arising from a single accident. The post Per-Occurrence Limits appeared first on The Law Dictionary.

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Per Person Limits

The maximum amount an insurance company will pay under a policy to each person injured in an accident. The post Per Person Limits appeared first on The Law Dictionary.

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Primary Use

How a vehicle is primarily used, such as for work, pleasure, etc. The post Primary Use appeared first on The Law Dictionary.

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